Wednesday, July 31, 2013

Looking to Build?



If you’re in the market to buy a new home and you’re looking at builder’s subdivisions, you might think that you really don’t need a Realtor. But while the process may seem simpler than choosing from a variety of different homes, you’ll still benefit tremendously from having a Real Estate professional to guide you through the sale - especially one who has been in and out of all the different projects in the area and knows the reputation of the local builders.

We can help you guide the process to make it as smooth as possible for you. From the beginning to closing escrow, we will make sure everything is on track and on schedule. As a matter of fact, you will find that most reputable builders are pleased to work with a Real Estate professional, because they trust that the consummation of the builder contract will be without incident. And you can rely on our knowledge to make sure that you have the representation you need for your own peace of mind.

So if you’re in the market for a builder home, please give us a call (Chris at 615-406-1212 or Don at 615-406-7348) or email either one of us. We are confident that we can help save you valuable time and money so you can unlock the door to your new home sooner and without any surprises!

Chris and Don, Team Day
http://www.yourteamdonday.com/
Chris 615-406-1212
Don 615-406-7348

Saturday, July 27, 2013

Avoid Financing Pitfalls

To help you get the best deal on your home loan, here are a few of the major pitfalls that you should know about when beginning the process of getting pre-approved:

1. Beware of advertised loans with incredibly low interest rates. Your loan rate is critical, but many lenders use ‘bait and switch’ tactics or they fail to reveal that these kinds of loans usually have increased up-front costs.
2. Go with a local lender. Our market is unique, and out-of-town lenders don’t always understand its nuances. If they are inexperienced with lending against the type of property you buy, you may not get the most favorable rate. Other brokers often fail to get the loans placed because they don’t understand which lenders will loan against which types of property.
3. Go with an experienced loan professional. There are scores of new mortgage brokers and loan representatives in the market right now and not all of them have adequate oversight. An inexperienced mortgage professional can kill your deal through mismanaged paperwork and delays in escrow. They also don’t always know where to go for the best rates.

Please call us if you need a recommendation about which mortgage broker or lender is the best one for your situation. We can provide you with excellent contacts that have proven track records and satisfied customers. We want to help you take this very important step with confidence - and enjoy greater peace of mind.

Chris and Don, Team Day
http://www.yourteamdonday.com/
Chris 615-406-1212
Don 615-406-7348

Wednesday, July 24, 2013

Save Valuable Time When Searching



To find the right home, you may explore several different web sites to get information. Unfortunately, what appears to be available inventory often isn't because some companies aren't keeping their sites current and displaying information about listings that are already sold or no longer on the market.
To save our clients time and frustration, we stay on top of the market and know about everything available; homes listed in the multiple listing service, builder’s new homes, and even homes for sale by owners.
Having one resource working for you to find what is on the market can save you considerable time. We've also been inside many of the homes available and can offer you an ‘insider’s perspective’ on how they look like inside and whether they are a good value and/or worth the time to view.
We hope that you will call so we can get to work and help you find the perfect home for you that much sooner. Don't forget to check our website to see the homes we have listed before they are gone (like the beautiful one pictured above)!

Chris (615) 406-1212
Don (615) 406-7348

Monday, July 22, 2013

Who Does the Realtor Work for Anyway?

Do you know exactly who real estate agents are working for? You should because it may not always be you. Real estate law stipulates; “an agent may represent either party to the transaction, both parties in some instances, or neither party.”
Yes, it’s all very confusing, but that is why I recommend that you choose a Realtor that is specifically working for you. Please contact us and we’ll explain the different types of Agency representation, what they mean, and help you decide which one is right for your needs.
You’ll be amazed at the difference having a dedicated Realtor on your side can make!

Chris and Don, Team Day
http://www.yourteamdonday.com/
Chris 615-406-1212
Don 615-406-7348


Wednesday, July 17, 2013

Avoiding Typical Mistakes

Sometimes home-buyers take on the project of finding the home they like without knowing exactly what they need or want. This can make for a random and frustrating search that often wastes unnecessary time. On occasion, some people think they can even outsmart sellers while negotiating purchase price, while in reality they might be getting a worse deal altogether.

We've compiled a short list of the most common mistakes home-buyers tend to make: 

  • Viewing all of the homes that become available, instead of focusing on the ones that are in their price range.
  • Not knowing about all available financing options.
  • Not completely understanding the subtle art of negotiating price.
  • Over or under-estimating the actual value of specific home amenities.
  • Choosing inspectors who may not be fully qualified.
  • Not requesting all of the appropriate inspections to be made.
  • Failing to consider all aspects pertaining to the new home, including the location (and reputation) of schools and other services.
  • Falling prey to exorbitant fees and outrageous rates.
  • Falling for the belief that bigger is better, thereby putting oneself in a precarious situation and buying the largest or most expensive property. 
  • Our job is to guide you through the process and help you identify pitfalls and opportunities. We can take the element of surprise out of the equation and put you in a stronger position so you can make an informed decision. Don’t take chances and run the risk of making a costly mistake. Call (Chris 615-406-1212, Don 615-406-7438) or email us anytime and let us help you find the home of your dreams.

    Chris and Don, Team Day
    http://www.yourteamdonday.com/
    Chris 615-406-1212
    Don 615-406-7348